Recently, a number of conservatives have been trying to explain away America's income inequality problem. One of them is Niall Ferguson, professor of History at Harvard University. Ferguson believes that incomes are distributed among two kinds of people: those of superior intelligence, whom he refers to as the "cognitive elites," and those of inferior intelligence found among the lower classes. For him, the growing financial differences between these two groups is, to put it simply, a byproduct of good breeding. Welcome to the religion of biol ogy , one that has morphed from a "belief" in the in nate biological differences between races , of which Darwin was John the Baptist and Adolf Hitler wa s the messiah, to one based today o n the religion of economics, where infallib ility rest solely in the providence of the almight y dollar. To support his claim that the biggest bank accounts are simply a reflection of people with the biggest ...